Top 15 Amazing Search Tools You Should Know To Boost Debt Collections

Top 15 Amazing Search Tools You Should Know To Boost Debt Collections

When you do business with clients, it’s not at all uncommon for them to fall behind on their payments. As a result of the economic downfall due to the recent pandemic, some customers find themselves struggling even more than usual to pay their bills. The solution for these customers is often a friendly call from a debt collector.

Effective debt collection can help a company obtain additional cash flow. However, it is a difficult task for businesses to undertake. With so much aggression surrounding the issue of debt collection, companies must be strategic in their approach. To succeed in your debt collection business, you must use some methods and consider using helpful tools to increase chances of collecting debts effectively.

Among the many tools available to the collection industry, some of Searchbug’s search tools can help you find debtors quickly and easily.

Debt Collection Resources for Debt Specialists

1. Skip Trace API

APIs allow you to integrate data obtained from published phone directories, public records, criminal record repositories, and restricted skip trace databases right into your own website, mobile app, intranet or other internal system.

APIs are quick and reliable. By integrating Searchbug’s Skip Trace API into your own system, you can investigate, locate, and verify people in real time. API options include background check, criminal records check, terrorist watchlist check, people trace, and SSN owner verification.

2. Advanced People Search

The advanced people search tool allows you to find people by name, address, phone number, or email. You can include any information you have about the person in your search. So even if you have outdated contact information for someone, you can use this tool to obtain their current contact data.

Searchbug’s premium people search may reveal the names of relatives of your subject, so even if there are no current contacts to report, you might be able to reach a relative who has had contact with them recently.

3. Phone Number Identifier

A phone number validator is a quick and easy way to find out if a phone number is active, what type of number it is, and whether you’ll be able to send SMS messages to it. You can validate several numbers at once or just one at a time, depending on what works best for your needs.

4. Reverse Phone Lookup Tool

Reverse phone lookup services provide you with the identity of the person behind the phone number, including their full name, current and previous addresses, additional phone numbers and even email addresses.

5. Batch Append Tool

Batch appending is a feature that can help you update your contact list if you have a contact list, but you’re not sure if some of the information is outdated or incorrect. If a contact in your list has missing phone numbers or email addresses, as long as the new information exists, batch appending will fill those gaps.

6. SMS Text Messaging

Use Searchbug’s SMS text messaging service to send a text message to a debtor or client without getting filtered out as spam.

7. Email Address Validator

There are a lot of fake email addresses circulating online, and some of which might be in your list. Before you send out an email, make sure to verify its legitimacy first by using an email address validator tool.

Some of the info you can retrieve includes the status of the email address, if it is valid or invalid, or if it is toxic or a spam trap.

8. IP Address Verifier

If you know an IP address, you can figure out where it’s coming from. Use an IP address lookup to find location, ISP, and hostname of any IP address. Just enter an IP address in the search box and see where it’s located.

9. Background Check with Criminal and Civil Records

If you’re planning to meet someone in person, it’s helpful to know a little background information beforehand. You can conduct an advanced background check with criminal and civil records, obtaining current and previous addresses and phone numbers for your subject.

Other information typically found in background checks includes aliases, dates of birth, current and previous addresses, criminal histories, bankruptcies, traffic violations, and similar data.

10. Criminal Records Check

If you need to find out about a person’s criminal history, you can do so with a criminal records search. You need only the person’s name and date of birth to obtain information on offenses, disposition types, sentences, any probation time, and any conviction history.

11. Bankruptcy, Liens, and Judgments

You can use this type of search to access the most recent county, state, and federal filings on bankruptcy, liens, and judgments. All you need is a last name to find a debtor’s full name, addresses, filing type, judgement date and amount, and court name and location.

12. Marriage and Divorce Records

Because people get married, get divorced, and move frequently, you might find that one person is listed as responsible for paying a long-standing debt. You may need to do a little searching to identify each person on the account. The marriage and divorce records search can help you identify when someone got married or divorced and in which county. All that information is right at your fingertips!

13. Property Records Search

Get all of the details on any property by ordering a property records search from Searchbug. This search will reveal the property’s sales history, title company and loan details, owner, buyer, and seller names, property size and type, assessed value and tax and delinquency information. Simply enter an address to start your search!

14. Reverse Address Lookup Tool

The reverse address lookup allows you to obtain names and phone numbers of both people and businesses from a U.S. street address. Before you guess, use the tool to find accurate information about anyone who lives at a particular address.

15. Hire Private Investigator

If you are struggling to find your subject using debt collection resources, it could be because your subject is trying to avoid being tracked down by creditors. You might need to reach out to a private investigator for help in finding your subject.

Private investigators have the experience and access to sources that can significantly increase the success rate of your search.

Parting Thoughts

You can save time and eliminate costly mistakes when gathering contact data or updating existing records. You can use one of these resources to find current contact info of debtors. Don’t waste your valuable time searching online when we can find the information you need right away.

It’s quick, easy, and affordable to find the people you’re looking for. Searchbug is a service that delivers accurate, verified information. It empowers collections professionals to find and contact any debtor.