“The Golden Years”🐣

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“The Golden Years”🐣

“Enjoy in your teens and “work hard” in your 20s and 30s so that you can enjoy in your later years,” goes the belief. I only have one question for you: do you truly believe that, if you’re being honest with yourself? Do you believe “that’s how you get wealthy?” (I’d like you to keep this in mind after you’ve finished reading this post since I’m confident your perspective on the subject will have broadened by then.)

Warren Buffet began investing at the age of eleven. Yes, 11 years old. Enjoy your teens, they say, and start working hard in your twenties, but Buffet was already worth $100,000 in his twenties. Even if a person made a million a month for four years in my country, based on the current dollar rate ₦592 to one dollar that would be ₦59,200,000, meaning he/she would still have ₦48,000,000, which is still less than what Warren Buffet had in his twenties.

When it comes to things like this, people often listen to the majority, forgetting that the masses are not wealthy, and that what they don’t realize is that in some aspects of life, it’s about working smart, not hard. Consider an example of two friends, Femi and Joseph, who are both 20 years old. Joseph, on the one hand, earns ₦1,000,000 per month, works 9–7 every day, is married with two children, rents a three-bedroom apartment, and because he works so hard and is barely available, he gives his family a lot of money to cater for their needs and wants at the end of each month he is unable to save anything, he basically lives “hand-to-mouth” even with the “huge salary,”

Femi, on the other hand, does the same job, has two jobs, but only makes ₦500,000 on one and ₦300,000 on the other since he works remotely and only spends 5 hours a day at each job for 5 days a week, is unmarried, and rents a one-bedroom apartment. He would have ₦38,400,000 by the end of the fourth year if he invested ₦600,000 every month for four years. That is around $65,000 according to today’s Naira to Dollar valuation. To put this in context, if he had invested this money in Tesla stock in 2017, when the stock was trading at $71, he would have a net worth of $675,773.25 (about N400,000,000.00 in Naira) at age 24.

In essence, what I’m trying to convey is that there are no such things as “golden years” or “the best moment” for investment; everything is constructed. Take a man who wants to ask a lady out on a date and keeps saying it’s not the right time. If he doesn’t make an effort because it’s not the perfect time, the “right” moment will never come. Individuals create the right time for themselves by just doing it.

If I had anything to say about “golden years,” it would be to start investing as soon as possible because the years you invest could end up being your golden years as in my opinion “golden years” do not exist.

Take a few minutes to read about the success story of a man who made $20,000 in 12 months by clicking the link below. Who knows, perhaps you could be the next!

That’s all I have for today Tessie’s!🥰 I hope you enjoyed this post as much as I did. And if you didn’t, comment where I should improve.

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Thank you and Love you all loads💖