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How Norway Get So Rich
How Norway Get So Rich

Norwegian citizens enjoy free education. It continues to rank highest in the happiness index along with Sweden and Denmark. Over the four or five decades, Norway’s economy had massively transformed…

3 Lessons from The Little Book That Beats the Market
3 Lessons from The Little Book That Beats the Market

It is a crash course on successful stock market investing and one of the best finance books I have read till date. It takes a whole lot of discipline and self control to start saving money. Even if…

10 financial terms you need to know
10 financial terms you need to know

Compound interest is interest on the amount of money you have deposited or borrowed. When you are saving your money in a bank of some sort, compound interest is earned on the amount you deposited…

The Future of Finance: FinTech
The Future of Finance: FinTech

In the past decade, financial technology, or “FinTech,” has exploded in popularity and transformed the finance sector. From mobile banking and digital payments to investing and borrowing, there’s…

Pushing the Agenda
Pushing the Agenda

I recently finished reading this short novel by Kenny Paul- a pseudonym used by two Belgian writers in the 1960’s — L’Ombre et la Solitude. In english, the title translates to ‘Shadow and…

Macro Cheatsheet
Macro Cheatsheet

To save anyone the trouble of doom-Googling background concepts in subsequent articles, I shall embark on a rather lengthy altruistic post addressing the relationship between macroeconomics and…

Book Review of Ray Dalio’s Changing World Order
Book Review of Ray Dalio’s Changing World Order

I learned about this book from a podcast, discussing the financial situation that the world may be heading to resulting from actions that have taken place in the last two years. Admittedly, I am no…

5 Times I Thought I’d Quit Writing Online
5 Times I Thought I’d Quit Writing Online

It’s a mental game: you know if they’ll like your work until you press the shiny green submit button. Fear of judgment is enough to stop a would-be writer in their tracks. Oftentimes, other things…

Powell Has Restarted America’s Wealth Transfer Machine
Powell Has Restarted America’s Wealth Transfer Machine

Well, it would be more appropriate to say that he recently initiated the second phase of a well-architected cyclical mechanism that serves a single purpose: to transfer wealth from the lower and…

Do Not Fight The Fed: The Message is Real
Do Not Fight The Fed: The Message is Real

As discussed in the last letter, the performance of major indices and stocks are highly dependent on the outcome of the FOMC meeting on Wednesday. Here are some key takeaways from the meeting: Not…

!!INTEREST| RATE| HIKE!!
!!INTEREST| RATE| HIKE!!

Numerous factors are impacted by changes in the money supply. A change in the money supply does take some time to have an impact on the entire economy. Depending on the current state of the economy…

Real Estate Finance Made Easy
Real Estate Finance Made Easy

Understanding how to finance a deal in real estate is as important for a beginner investor as it is for one. The lack of real property financing continues hindering most new investors in today’s…

This is why you have been struggling to make money fast
This is why you have been struggling to make money fast

Disclosure: There are affiliate links below and I receive commissions for purchases made through links in this post, but these are all products that I highly recommend. I won’t put anything on this…

How Much 403B Contribution Should I Make?
How Much 403B Contribution Should I Make?

Many employers offer a 403(b) plan as part of their employee benefits package. However, not everyone knows how much they should be contributing. In this article, you’ll learn more about 403(b) plans…

Comparing new housing data to projections, reviewing the September SEP
Comparing new housing data to projections, reviewing the September SEP

A few weeks ago, I finished a project in RStudio which modeled U.S. housing starts using building permits and other time-series components. Since we have new data this week, I thought it might be…

What you need to know before purchasing a car at a dealership
What you need to know before purchasing a car at a dealership

A vehicle is a major purchase. You must be careful and prepared before going into an auto dealership. I bought old “beater” cars for years. I saved up a few thousand dollars and bought any car that…