-P5f31343339

ML model to predict loan defaults — Part 1: Big picture
ML model to predict loan defaults — Part 1: Big picture

In this article, I describe how to build a simple XGBoost model to predict defaults on peer-to-peer loans. By identifying the riskiest loans the model saves money for the investors. Interestingly…

8 Books I Have Recommended Over 100 Times
8 Books I Have Recommended Over 100 Times

There are many books that can help you achieve financial literacy and self-improvement. Here are a few popular titles that are considered to be among the best: These books provide a wealth of…

How To Use Derivatives To Hedge Against Currency Risks♦️
How To Use Derivatives To Hedge Against Currency Risks♦️

Cash risk is a worry for some financial backers and organizations that work globally. Variances in return rates can essentially affect the worth of resources and liabilities named in unfamiliar…

Do You Have a Healthy Relationship With Money?
Do You Have a Healthy Relationship With Money?

When you think of money, is it a positive thought? Or do you feel stressed out just thinking about it? Think of money as an exchange of energy. The money you spend is giving you some sort of energy…

What About Later?
What About Later?

My grandmother saved her money in a small pot under her bed, giving us five naira notes to buy sweets on good days. She probably learned this from her mum, who learned it from her mum two great…

US interest rates after The Fed’s February 1st softball
US interest rates after The Fed’s February 1st softball

Yesterday Jerome Powell obeyed the markets and raised interest rates 25 bps. What markets some might ask? Well, the market for traded Fed Funds Futures. They always know what The Fed will do

“Side hustles” and the promises that wasted a generation
“Side hustles” and the promises that wasted a generation

Millennials have grown up in an era of rapidly changing technology, globalization, and economic uncertainty. In response to these challenges, many Millennials have turned to side hustles as a way to…

UST: The Promise That Failed (pt.1)
UST: The Promise That Failed (pt.1)

This will be the first in a series of articles dedicated to USTC (Terra Classic USD), its function/role within the wider LUNC ecosystem, and any potential issues arising from hypothetical repeg…

Mo Money, Mo Problems: The Surprising Impact of Poverty on the Rich
Mo Money, Mo Problems: The Surprising Impact of Poverty on the Rich

Poverty is a persistent and complex issue that affects people from all walks of life. From the farmer who grew up in poverty on a rural farm as I did, to the urban dweller who faces the daily grind…

We are AI.
We are AI.

The recent weeks have been an explosion of AI based technologies with only a few projects delivering on promised utility. We have taken the time to gather data on market conditions and have come to…

How do I price my services as a freelance copywriter?
How do I price my services as a freelance copywriter?

Pricing your services as a freelance copywriter can be a delicate balance between charging what you’re worth and being competitive in a crowded market. Here are some factors to consider when…

Making Money with ChatGPT: Unleashing the Power of AI for Financial Gain
Making Money with ChatGPT: Unleashing the Power of AI for Financial Gain

In recent years, artificial intelligence has made significant advancements, and one of its latest creations, ChatGPT, is taking the world by storm. ChatGPT is a cutting-edge AI language model that…

Unlock The Benefits Of Establishing A College Fund For Your Kids
Unlock The Benefits Of Establishing A College Fund For Your Kids

At some point in almost every parent’s life, they face the daunting reality of providing for their child’s college education. Costs continue to rise and the competition for grants, scholarships and…

How can AI transform the Financial Industry?
How can AI transform the Financial Industry?

Artificial intelligence (AI) is quickly changing the financial sector. Its effects are being felt in a variety of sectors, including risk management, fraud detection, customer support, and managing…

Making Money from the Internet: A Guide to Becoming a Successful Freelancer
Making Money from the Internet: A Guide to Becoming a Successful Freelancer

Introduction: In todays digital age, the internet offers endless opportunities to make money from the comfort of your own home. If you have a particular skill or expertise freelancing may be the…

Eliminating Debt as a Christian.
Eliminating Debt as a Christian.

Being in debt is not a good thing, a lot of people has become debtors and this cause stagnation in financial growth. Although it is not a sin, the scripture never advices christians to be in debt…