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In this article, I describe how to build a simple XGBoost model to predict defaults on peer-to-peer loans. By identifying the riskiest loans the model saves money for the investors. Interestingly…

There are many books that can help you achieve financial literacy and self-improvement. Here are a few popular titles that are considered to be among the best: These books provide a wealth of…

Cash risk is a worry for some financial backers and organizations that work globally. Variances in return rates can essentially affect the worth of resources and liabilities named in unfamiliar…

When you think of money, is it a positive thought? Or do you feel stressed out just thinking about it? Think of money as an exchange of energy. The money you spend is giving you some sort of energy…

My grandmother saved her money in a small pot under her bed, giving us five naira notes to buy sweets on good days. She probably learned this from her mum, who learned it from her mum two great…

Yesterday Jerome Powell obeyed the markets and raised interest rates 25 bps. What markets some might ask? Well, the market for traded Fed Funds Futures. They always know what The Fed will do

Millennials have grown up in an era of rapidly changing technology, globalization, and economic uncertainty. In response to these challenges, many Millennials have turned to side hustles as a way to…

This will be the first in a series of articles dedicated to USTC (Terra Classic USD), its function/role within the wider LUNC ecosystem, and any potential issues arising from hypothetical repeg…

Poverty is a persistent and complex issue that affects people from all walks of life. From the farmer who grew up in poverty on a rural farm as I did, to the urban dweller who faces the daily grind…

The recent weeks have been an explosion of AI based technologies with only a few projects delivering on promised utility. We have taken the time to gather data on market conditions and have come to…

Pricing your services as a freelance copywriter can be a delicate balance between charging what you’re worth and being competitive in a crowded market. Here are some factors to consider when…

In recent years, artificial intelligence has made significant advancements, and one of its latest creations, ChatGPT, is taking the world by storm. ChatGPT is a cutting-edge AI language model that…

At some point in almost every parent’s life, they face the daunting reality of providing for their child’s college education. Costs continue to rise and the competition for grants, scholarships and…

Artificial intelligence (AI) is quickly changing the financial sector. Its effects are being felt in a variety of sectors, including risk management, fraud detection, customer support, and managing…

Introduction: In todays digital age, the internet offers endless opportunities to make money from the comfort of your own home. If you have a particular skill or expertise freelancing may be the…

Being in debt is not a good thing, a lot of people has become debtors and this cause stagnation in financial growth. Although it is not a sin, the scripture never advices christians to be in debt…